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United Texas Bank
United Texas Bank Online Banking
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Let your checking boost your bottom line with Commercial NOW Checking. Designed especially for Texas businesses, our Commercial NOW Checking earns competitive, tiered interest that pays higher rates for higher balances. Easily avoid the monthly service charge with a minimum daily balance of $1,000 or more.


Get the commercial checking account that works harder for you every day – with the Commercial NOW Checking account from UTB.

Normal account opening criteria apply.

Interest Rate Information, Frequency of Interest Rate Change and Determination of Interest Rate – Your interest rate and annual percentage yield may change at any time at our sole discretion.
Compounding and crediting frequency – Interest will be compounded every month. Interest will be credited to your account every month.
Minimum balance to open the account – $500.00 minimum balance to open this account.
Minimum balance to avoid imposition of fees – A service charge fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic interest rate to the principal in the account each day.
Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
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Cash Management

Our services can help your business run more efficiently.