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United Texas Bank
United Texas Bank Online Banking
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Here at United Texas Bank, we believe that a checking account should be an extension of you, helping you reach your goals and live life on your terms. That’s why we design our Personal Checking accounts with you in mind, offering low minimum balance requirements, flexible ATM access, and free digital banking solutions.

Learn more about our Personal Checking options and call our experts if you need help selecting the account that’s right for you. 

Ready to open a UTB Personal Checking Account? Open an Account Today.
NOTE: You will be redirected to an external site to complete the account application process. 


Account
Most Popular
"NOW" PERSONAL CHECKING
Best For Basic Checking Needs Higher Balances
Rewards N/A
  • Earn competitive, tiered interest based on your balance
  • Higher balances earn higher rates
Monthly Service Charge $10 monthly service charge if minimum daily balance drops below $750
$15 monthly service charge if minimum daily balance drops below $1,000
Free ATMs?
Yes; refunds on ATM withdrawal fees (up to $100 a month)
Yes; refunds on ATM withdrawal fees (up to $100 a month)
Free online banking & bill pay? Yes
Yes
Free debit card? Yes Yes
Minimum Opening Deposit $100 $500

 

Normal account opening criteria apply.

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