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United Texas Bank
United Texas Bank Online Banking
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Get the most out of your higher savings balance with our Lone Star Money Market — a tiered-rate account with Texas-sized interest. You’ll also enjoy flexible access to your funds with an unlimited number of withdraws.



  • Maximize earnings on your higher balance
  • Earn competitive, tiered interest rates— higher balances earn higher rates
  • Enhanced access to your funds
  • No monthly service charge with a minimum daily balance of $2,500 or more (otherwise $15)
  • Mobile Banking with Mobile Deposit available
  • Free Online Banking
  • Free e-Statements
  • Free telephone banking
  • $2,500 minimum deposit to open

At UTB, our Lone Star Money Market offers you a great way to enjoy both maximum earnings on your money and flexible access to your savings. Open yours today!

Normal account opening criteria apply.

Interest Rate Information, Frequency of Interest Rate Change and Determination of Interest Rate - Your interest rate and annual percentage yield may change at any time at our sole discretion.
Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your account every month.
Minimum balance to open the account - $2,500.00 minimum balance to open this account.
Minimum balance to avoid imposition of fees - A service charge fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic interest rate to the principal in the account each day.
Accrual of interest on non-cash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

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