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United Texas Bank
United Texas Bank Online Banking
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Grow your surplus business funds at a competitive rate with our Commercial Savings account. A smart, low-risk investment option brought to you by your local commercial banking experts, our Commercial Savings account helps small businesses meet their basic savings needs. And you can maintain access to your funds with convenient electronic services, such as mobile banking.

  

Details

 
 
 
Normal account opening criteria apply.
 
Interest Rate Information, Frequency of Interest Rate Change and Determination of Interest Rate – Your interest rate and annual percentage yield may change at any time at our sole discretion.
 
Compounding and crediting frequency – Interest will be compounded quarterly and will be credited to the account quarterly.
 
Minimum balance to avoid imposition of fees – A service charge fee of $3.00 will be imposed every month if the balance in the account falls below $500.00 any day of the month.
 
Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic interest rate to the principal in the account each day.
 
Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
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At Your FingerTips

 
With Mobile Banking, you can deposit checks and stay on top of accounts on the go.