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UTB: Your partner in financial growth and security.
"¹Annual Percentage Yield (APY) effective as of 02/16/2026. Minimum deposit $1,000. Maximum deposit $500,000. APY assumes principal and interest remain on deposit until maturity. Interest remains fixed for term of the CD. A penalty may be imposed on early withdrawals. Fees may reduce earnings. Interest is compounded and credited monthly. CD automatically renews into a 12-month CD at the standard rate offered on that date. Offer applies to new money only. Offer not available to brokers, dealers, public funds, and other financial institutions.
² FDIC insured to maximum allowed by law.
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