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BRINGING BANKING TO THE WORLD |
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Access Drives Positive Outcomes
The world is becoming more digital, more integrated, and more real-time. You exist because you want to make the lives of your customers better. This is very hard to accomplish without having access to the largest and most stable economy and fiat currency in the world.
Doing the Right Thing
You run a great business, you do the right things, and you are exceeding your customers’ expectations, but without access to the U.S. Financial System you are limited in what you can do. We are committed to helping you strengthen your communities by providing the financial access you need.
Banking without Friction
Our mission is to bring Community Banking to the World. We have the experience, compliance infrastructure, and most importantly, the desire to provide the world with access to the U.S. financial system.
United Texas Bank is a full-service FDIC insured state-chartered bank and a member of the Federal Reserve Bank of Dallas. This 36-year-old bank has an investment grade rating of BBB+. |
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COMMITTED TO MEETING YOUR NEEDS |
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BANKERS' BANK
We provide a full suite of traditional banking services. With over three decades of experience, UTB can meet the banking needs of financial institutions, MSBs, and commercial customers from small to large enterprises.
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U.S. DOMESTIC PAYMENT PROCESSING
U.S. funds movement is one of the most significant needs and challenges for our foreign correspondent banks. We fully support domestic ACH and international and domestic wires. All of these services can be accessed through our robust set of API tools.
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INTERNATIONAL FX / WIRES
UTB has our own SWIFT BIN and manages our own foreign exchange desk. This allows us to provide a full range of international wire and FX capabilities to ensure we can land local currency across the globe.
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REAL-TIME SETTLEMENT
The UTB Realtime Settlement Service is designed to increase the velocity of money. You can settle directly with your counterparties 24/7/365 through your UTB deposit account. We are also a participant in the Real-Time Payment (RTP) Network. We can settle with over 200 U.S. banks in real time 24/7/365 to the ultimate beneficiary.
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ASSET CUSTODY
We offer industry-leading traditional custodial services. We are a certified custodian that is regulated by the Federal Reserve Bank and the Texas Department of Banking. We provide multiple custody solutions leveraging leading technology and sound custodial practices.
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GLOBAL FINANCIAL ACCESS |
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| NON-US FINANCIAL INSTITUTIONS | CENTRAL BANKS | CORPORATE INTERNATIONALS | INTERNATIONAL REGULATED ENTITIES |
| No matter the size of the bank or financial institution, having access to the US marketplace is critical. We help non U.S. banks help their customers. | Small and developing countries need access to the U.S. financial systems to bring stability, economic opportunity, and financial health to their economies and banking sectors. | Managing and moving funds across borders is a challenge for everyone, but it is also the mechanism that drives trade and efficiencies across the globe. | The under- and un-banked are dependent on the services and innovation of MSBs to access, manage, and move funds globally. We support MSBs that compliantly and ethically support the vulnerable in our societies. |
We understand the challenges foreign financial institutions face in finding a U.S. banking partner that will spend the time and effort to understand your business and the needs of your customers. We also understand the negative impact not having access to the U.S. marketplace can have on your business and the lives of your customers. We are ready to help you and your institution grow. Call us at +1-469-533-5305 for more information on how we can assist you.
Cryptocurrencies and other Digital Assets are not insured by the FDIC, are not deposits or other obligations of the institution, are not guaranteed by the institution; and are subject to investment risks, including possible loss of the principal invested.
